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  • Mortgages
    • Home Purchase Mortgage
    • Mortgage Refinance
    • Mortgage Renewal
    • Mortgage For Self Employed
    • Commercial Loans
    • Construction Loans
    • Debt Consolidation
    • Home Equity Loans
    • Reverse Mortgage
  • Tools
    • Mortgage Calculators
      • Mortgage Affordability Calculator
      • Mortgage Payment Calculator
      • Mortgage Renewal Calculator
      • CMHC Calculator
      • Land Transfer Tax Calculator
      • Reverse Mortgage Calculator
      • Purchase + Improvement Calculator
    • Mortgage Glossary
    • Why Use a Mortgage Broker?
    • 2 Min Quick Application
    • Articles & Reports
    • Newsletter
    • Home Buyers Guide
    • Other Serivces
      • Consolidation Loans Fort McMurray
      • Construction Loans in Red Deer
      • Red Deer Mortgage Broker-Your Mortgage Experts
      • Construction Loans in Edmonton
      • Get the Best Home Equity Loan in Edmonton
      • Personal Loans in Grande Prairie
      • Construction Loans in Grande Prairie
      • Mortgage Rates in Grande Prairie
      • Looking for a Mortgage Agent in Grande Prairie?
  • Video Library
  • About us
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Complex mortgage rules boost value of mortgage brokers

  • Post author:skyfinancial
  • Post published:February 8, 2017
  • Post category:Mortgage Rules/Mortgage Tips

More complex mortgage rules boost the value of mortgage brokers.  The last quarter of 2016 brought considerable change to Canada’s residential mortgage business. In October, the Department of Finance Canada…

Continue ReadingComplex mortgage rules boost value of mortgage brokers

Advice for credit challenged clients

  • Post author:skyfinancial
  • Post published:December 13, 2013
  • Post category:Credit Bureau

In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s no doubt that many people may not fit into the traditional…

Continue ReadingAdvice for credit challenged clients

Flaherty charges CMHC new risk fee on mortgages

  • Post author:skyfinancial
  • Post published:December 5, 2013
  • Post category:Economy

Finance Minister Jim Flaherty is taking another step to curb taxpayers’ exposure to the housing market, by charging Canada Mortgage and Housing Corp. a new risk fee. As of Jan.…

Continue ReadingFlaherty charges CMHC new risk fee on mortgages

Thirty-year Mortgages

  • Post author:skyfinancial
  • Post published:November 26, 2013
  • Post category:Economy

Canada’s banking regulator is still monitoring 30-year mortgages, the head of Canada’s financial regulator told a conference of mortgage brokers in Toronto on Monday. In recent years there has been…

Continue ReadingThirty-year Mortgages

CMHC Mortgage default Insurance

  • Post author:skyfinancial
  • Post published:November 25, 2013
  • Post category:Economy

No one wants to inflate a housing bubble by encouraging folks who can’t afford the debt to buy. But many creditworthy first-time homebuyers are paying much more than they should…

Continue ReadingCMHC Mortgage default Insurance

Pay off your mortgage early

  • Post author:skyfinancial
  • Post published:November 24, 2013
  • Post category:Mortgage Tips

Let the financial dust settle and relax, then think about what options you have to improve and shrink your long-term debt from the mortgage Everyone wants us to be in…

Continue ReadingPay off your mortgage early

What to do when your credit score is too low for a mortgage

  • Post author:skyfinancial
  • Post published:November 8, 2013
  • Post category:Budgeting

If you're preparing to buy a home, you probably know that your credit score is  important. Maybe you've already been turned down for a mortgage because of a low  credit…

Continue ReadingWhat to do when your credit score is too low for a mortgage

Renewing and Renegotiating Your Mortgage

  • Post author:skyfinancial
  • Post published:June 20, 2013
  • Post category:Mortgage Products/Mortgage Tips

Overview When you bought your home, you probably signed a mortgage agreement that remains in effect for a certain period, called the term. When your mortgage term comes to an…

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10 Great reasons to use a Mortgage Broker

  • Post author:skyfinancial
  • Post published:February 19, 2013
  • Post category:Mortgage Tips

1. Get independent advice on your financial option As Independent Mortgage Brokers and Mortgage Associates, we're not tied to any one lender or range of products. Our goal is to…

Continue Reading10 Great reasons to use a Mortgage Broker

Tips for New Home Buyers

  • Post author:skyfinancial
  • Post published:February 19, 2013
  • Post category:Home Tips

Once you've decided to buy a home, there are a few things you need to organize before you start the process. The more you have carefully considered what you want…

Continue ReadingTips for New Home Buyers
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COVID-19 We do business electronically

COVID-19 UPDATE Good Afternoon,  Our clients and business partners are our top priority, and we are taking the necessary precautions to ensure that everyone remains

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March 17, 2020 No Comments

Vancouver and Toronto See Housing Prices Rise Again

Vancouver and Toronto See Housing Prices Rise Again   The price of real estate rose again last month in Canada’s two most valuable real estate

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December 10, 2019 No Comments

Bad Credit? Here is What You Need to Know About Getting a Mortgage

If you have bad credit, you know that you are in a tight spot – especially if you are looking for a mortgage. However, even

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September 12, 2019 No Comments

How to Effectively Save for a Downpayment

There are a number of ways that you can save for a downpayment on a home. But which ones actually work? Here we have put

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August 27, 2019 No Comments

Should Potential Homebuyers Wait it Out or buy Now?

Canadian’s who are looking to enter the real estate market has been through a lot. Between sky-high prices and what feels like never-ending bidding wars

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August 14, 2019 No Comments

Canadian Mortgage Stress Test to Become More Lenient

Canadian Mortgage Stress Test to Become More Lenient   For the first time since the federal government implemented the new stress test rules on Canadian

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July 24, 2019 No Comments

Cold Lake:
# 114, 4910 – 50 Ave (PO BOX 300),
Cold Lake, AB, T9M 1P1

Moose Jaw:
Chamber of Commerce
88 Saskatchewan Street East,
S6H 0V4

Fort McMurray: 
(Serving Ft McMurray and surrounding areas)

 

Red Deer:
101, 5214- 47 Ave
Red Deer AB.  T4N 3P7

Saskatoon:
714 Duchess Street,
Saskatoon, SK, S7K 0R3

Stettler:
5019 – 51 Avenue,
Stettler, AB, T0C 2L2

Grande Prairie:
#301, 10104 – 101 Avenue, (Across from Farmers Market)
Grande Prairie, AB, T8V 0Y3

Prince George BC.:
7628 St Mark Crescent
Prince George BC. V2M 4B8

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